China’s loan prime rates remain unchanged

December 23, 2025 | 18:20 |66

China's one-year loan prime rate (LPR), a market-based benchmark lending rate, came in at 3.0 percent on Monday, unchanged from the previous month.

The over-five-year LPR, on which many lenders base their mortgage rates, also remained unchanged from the previous reading of 3.5 percent, according to the National Interbank Funding Center.

LPRs reflect the level of financing costs for households and businesses, with lower rates meaning less burdens for borrowers and stronger support for economic activity.